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                            Tokenization

                            Overview#

                            Carat Portal allows storing credit or voucher cards for further use on payments, reversals or pre-authorizations without the need to request the customer’s card data again. However, it’s important to note that the security code is not stored.

                            As a result for this operation, the merchant will receive a token, which must be used instead of the customer’s card for performing transactions with Carat Portal.

                            In case of communication errors, the merchant must perform the same call again.

                            Expired stored card tokens are removed after 1 year. Example: A stored card token that expires in feb/2020 will be removed in feb/2021.

                            And to learn more about these nomenclatures (Bin, Software Express, Carat, e-Sitef) Learn more