Configuration for Digital Wallets

This page will present the possible configurations for digital wallets supported by Carat Portal (E.g.: Google Pay, Masterpass, Visa Checkout).

The examples below use Google Pay, however the settings can be applied to any other wallet.

Routing/Acquirer Configuration

Single Routing/Acquirer

When configuring a digital wallet on Carat Portal, it is necessary to select the routing/acquirer that will be responsible for processing the transactions of the chosen wallet, as in the example below:

For more information on Authorizing/Routing configuration, access the page Authorizer Configuration on the Merchant's Portal.

In this configuration, any transaction performed by Google Pay, regardless of the card's flag, will be routed/captured by the acquirer Cielo.

Multiple Routing/Acquirer Configurations

If necessary, it is possible to configure the routing/acquirer that will process the transaction according to the flag of the selected card within the digital wallet:

For more information on Authorizing/Routing configuration, access the page Authorizer Configuration on the Merchant's Portal.

In this configuration, transactions performed by Google Pay with flag Mastercard will be processed by the acquirer Rede (formerly Redecard).

The remaining flags (Visa, Maestro, etc.) will be processed by the default acquirer configured for Google Pay, which in this example will be Cielo.

This configuration can be applied as many flags as needed.